After my post yesterday discussing Dave Ramsey's take on adoption and financial issues, I want to follow-up with some research I did. I had felt that Dave lacked a little sensitivity when talking about adoption. However, he was talking about people adopting to "help the world." Not people adopting out of childlessness.
My online friend Mie left a comment discussing the fact that she had heard Dave talk about infertility very compassionately. I researched on his website and found just that. Here were three different questions and his responses that I found. In general, he edits his idea of avoiding debt when it comes to having children. He still thinks you can find creative ways to try to avoid it, but I thought he did an amazing job answering these questions in an appropriate and heartfelt way.
A debt before adopt? Question: Sharon and her husband make $90,000 a year with several thousand dollars in debt. They are considering infertility treatments. What does Dave say about starting a family while in debt?
Pause the debt snowball for infertility treatments? Question: Eric in Wisconsin and his wife are down to two debts they’re paying off. They’re approaching their five-year anniversary and want to start a family. They want to consider some fertility treatments making $50,000 a year. Is it okay to pause the debt snowball for this?
Heart Wrenching Story Question: Robin is incorporating fertility planning with Dave's financial planning. Insurance pays for most of the fertility planning and they pay their 20% with cash. They have $2,000 left in their fertility budget. She is 39 and feels "under the gun" personally and financially. Dave gives her a disclaimer and offers his best advice.
3 comments:
Really interesting! Thanks for sharing! We are lucky that we socked away money during DH's deployments while I worked at home. :D
Excellent tips.Really useful stuff .Never had an idea about this, will look for more of such informative posts from your side.. good job...Keep it up
Infertility, the inability to have children affects one in every seven couples of fertile age. The infertility rate is rising as a result of increased strain, competitive work environment, environmental toxins, hectic and quick paced imbalanced lifestyle, urbanization, delayed marriage and prolonged family planning.
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